About GuardPe
We built the payment protection layer
India's deals were missing.
Too many honest transactions go wrong because there's no neutral layer between "I'll pay after delivery" and "I'll deliver after payment". GuardPe resolves this stalemate with a regulated, transparent payment protection flow — for freelancers, agencies, buyers, and sellers across India.
Our mission
Make every high-value transaction safe by default.
Indian commerce runs on trust — but trust is broken every day by missed payments, disputed deliveries, and unresolved disagreements. We believe every deal, from ₹5,000 freelance work to ₹50L property transactions, deserves a structured, auditable, protected process.
No more chat-based promises — structured deal flow
No more payment disputes — evidence-backed resolution
No more chasing money — payment after delivery confirmed
No more distrust — transparent lifecycle for both parties
What we stand for
Trust by design
Every architectural decision — from nodal account payments to column-level encryption — is made to protect users first, not to maximise revenue.
Regulatory compliance
We are not a bank, wallet, NBFC, or payment aggregator. Payments are processed by Zoho Payments India Pvt. Ltd., which operates under RBI Payment Aggregator guidelines. GuardPe is a transaction intermediary only.
Neutral arbitration
Our dispute team has no stake in the outcome. We review evidence and resolve fairly — both seller and buyer protection matter equally.
Data minimisation
We collect only what's needed. No Aadhaar storage. No raw account numbers. No trackers. Your data isn't our product.
How GuardPe is different
| Feature | GuardPe | Manual agreement | UPI direct |
|---|---|---|---|
| Payment after delivery confirmation | ✓ | ✗ | ✗ |
| Formal dispute mechanism | ✓ | ✗ | ✗ |
| Delivery proof required | ✓ | ✗ | ✗ |
| Payment confirmation | ✓ | ✗ | ✗ |
| Audit trail & timeline | ✓ | ✗ | ✗ |
| Regulated payment partner | ✓ | N/A | ✓ |
| Seller KYC for payouts | ✓ | ✗ | Partial |
Our journey
GuardPe concept validated with 50 freelancers and clients in Bangalore.
Platform MVP launched. First 100 deals protected. Zero disputes unresolved.
Zoho Payments Marketplace integration live. Seller KYC and milestone payouts automated.
Platform open to all of India. ₹50Cr+ in protected deal value.
Ready to protect your next deal?
Join thousands of Indian buyers and sellers who transact with confidence.